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Interest Rates All lenders operate the same way, lending money based on the assessment of risk. The rate will be determined by the strength of your application. Every piece of information earns points giving a total score at the end. For example if you are a home owner you will score more points than someone who is renting, although the person renting will score extra points if they have been at the same address for a long period. The same applies to employment, credit defaults and the list goes on. All of the information can be verified by the lender, or you may be asked to provide verification, so it is vitally important to provide accurate information. Conflicting information can result in your loan being declined. Finance Brokers Australia are here to help as we check all the information before we submit it to the lender. Do You have a Bad Credit File / Or the Banks have said NO? If the Banks or a lender has declined you, and you don't know why then you should know what is on your Credit File. You can get a copy of your Credit File, your Credit Score, and a comprehensive Credit File Report on your Credit Health with Tips on how to fix your credit problems by going to www.mycreditfilereport.com.au If you are already aware of the contents of your credit file, and you are looking for a lender who will help you even though you have defaults, x-bankrupt, current unpaid defaults, then click on the following links for help:
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