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Loan Rate As Brokers, we do not lend you the money, therefore we do not determine the rate. We work for you to find which Bank, Credit Union or Finance Company will be lending you their money. As such, the lenders determine the interest rate themselves and let us know what it will be when they give “unconditional” approval for your loan. It is fair to say however, that we have access to the most competitive rates in the market place and we can and do negotiate with lenders on your behalf to get the best deal possible. Do You have a Bad Credit File / Or the Banks have said NO? If the Banks or a lender has declined you, and you don't know why then you should know what is on your Credit File. You can get a copy of your Credit File, your Credit Score, and a comprehensive Credit File Report on your Credit Health with Tips on how to fix your credit problems by going to www.mycreditfilereport.com.au If you are already aware of the contents of your credit file, and you are looking for a lender who will help you even though you have defaults, x-bankrupt, current unpaid defaults, then click on the following links for help:
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